Financing Solutions to Help With Everyday Life
CCB is here to help our community members thrive by providing the personal loans they need to help them get to work, 装修房间, 建立信用, 或者找点乐子. 作为一家本地银行, when you apply for a loan with CCB you can be sure to receive personalized guidance, 快速决策, 高效的处理.
汽车贷款
Let CCB help you turn the key on a new or used car or truck
- Buy or refinance new or used cars or trucks
- Affordable payments with flexible terms
- 最小值imum down payment may be required
- Fast decision-making and processing
新的汽车贷款
价格截止到2024年9月16日
|
量
|
术语
|
基准利率/ 4月*
|
|
最小值. $2,500
|
36个月
|
6.000%
|
|
最小值. $2,500
|
60个月
|
6.250%
|
|
最小值. $2,500
|
72个月
|
6.500%
|
|
最小值. $2,500
|
120个月
|
6.750% *AFT要求.
|
付款的例子: A new automobile loan for $10,000 over a 60 month period with an APR of 7.250% would have a monthly payment of $199.19 when auto-pulled** from a CCB account.
*All interest rates based on 740 or higher credit score.
**利率 quoted require automatic payment set up from CCB checking or savings. 添加0.如果没有AFT，则为25%.
Used 汽车贷款 / Auto Loan Refinance
价格截止到2024年9月16日
|
量
|
术语
|
基准利率/ 4月*
|
模型一年
|
|
最小值. $2,500
|
6-60月
|
7.000%
|
2019–23
|
|
最小值. $2,500
|
61 - 72个月
|
7.750%
|
2019–23
|
|
最小值. $2,500
|
6-48月
|
8.000%
|
2017-18
|
|
最小值. $2,500
|
三十六个月
|
9.000%
|
2015-16
|
*All interest rates based on 740 or higher credit score.
利率 quoted require automatic payment set up from CCB checking or savings. 添加0.如果没有AFT，则为25%.
Older vehicles considered on exception basis. 添加0.50%. 最大贷款利率75%.
Recreational Vehicle (RV) Loans
帮你找乐子
- Great rates on a wide range of recreational vehicles – snowmobiles, 全地形交通工具, 旅游房车, 摩托车, 船, 个人水上工艺品, 和更多的
- Affordable payments with flexible terms
- 最小值imum down payment may be required
- Fast decision-making and processing
新型休闲车
价格截止到2024年9月16日
|
量
|
术语
|
基准利率/ 4月*
|
|
最小值. $2,500
|
36个月
|
7.000%
|
|
最小值. $2,500
|
48个月
|
7.250%
|
|
最小值. $2,500
|
60个月
|
7.500%
|
*All interest rates based on 740 or higher credit score / add 2% for 2010-11
利率 quoted require automatic payment set up from CCB checking or savings. 添加0.如果没有AFT，则为25%.
参考高级副总裁，零售贷款 & Community Development for extended terms on Luxury/High End Boats and Recreational options.
Used Recreational Vehicles / Refinance
价格截止到2024年9月16日
|
量
|
术语
|
基准利率/ 4月*
|
模型一年
|
|
最小值. $2,500
|
36个月
|
7.750%
|
2014–23
|
|
最小值. $2,500
|
48个月
|
8.750%
|
2014–23
|
|
最小值. $2,500
|
60个月
|
9.750%
|
2014–23
|
*All interest rates based on 740 or higher credit score / add 2% for 2010-11
利率 quoted require automatic payment set up from CCB checking or savings. 添加0.如果没有AFT，则为25%.
参考高级副总裁，零售贷款 & Community Development for extended terms on Luxury/High End Boats and Recreational options.
个人贷款
Get the funds you need to make big purchases or pay off debt
- Cover costs for a number of needs including home improvements, 医疗费用, 偿还债务, 和更多的
- Loans available from $2,500-$15,000
- Affordable payments with flexible terms – from 6 months to 5 years
- Fast decision-making and processing
无抵押个人贷款
价格截至2024年9月19日
|
量
|
术语
|
基准利率/ 4月*
|
|
$2,500–$7,500
|
三十六个月
|
11.000%
|
|
$5,000–$15,000
|
37-48月
|
12.000%
|
|
$7,500–$15,000
|
49-60月
|
13.000%
|
付款的例子: A personal loan for $7,500 over a 60 month period with an APR of 13.250% would have a monthly payment of $171.61.
Loan proceeds must be used for Home Improvements / may be owner occupied or non-owner occupied.
利率 quoted require automatic payment set up from CCB checking or savings. 添加0.如果没有AFT，则为25%.
住房改善贷款
Turn your house into the dream home you’ve always wanted at the right rate
- Competitive rates for major home improvement projects
- Repayment terms that accommodate your budget
- Fast decision-making and processing
Home Improvement Loan – Unsecured
房价截至2023年7月27日
|
量
|
术语
|
基准利率/ 4月*
|
|
$2,500–$7,500
|
三十六个月
|
11.250%
|
|
$5,000–$7,500
|
37-48月
|
12.250%
|
|
$5,000–$7,500
|
49-60月
|
13.250%
|
付款的例子: a Home Improvement loan for $7,500 over a 60 month period with an APR of 12.25% would have a monthly payment of $167.78.
利率 quoted require automatic payment set up from CCB checking or savings. 添加0.如果没有AFT，则为25%.
Loan proceeds must be used for Home Improvements / May be owner occupied or non-own occupied.
透支信用额度
- Protect your personal checking account from costly overdraft fees with a credit line up to $5,000
透支信用额度
截至2022年2月12日
|
量
|
术语
|
基准利率/ 4月
|
|
最小值. $500
|
12-36月
|
18.00%
|
流动抵押贷款
Use your savings as collateral to build or rebuild your credit
- Finance a wide range of purchases
- Secured savings continue to earn interest
- Potentially lower interest rates
- 建立信用的安全方法
- Repayment terms that accommodate your budget
- Fast decision-making and processing
